Atradius’ latest report, B2B Payment Practices Trends in the UK 2026 states that UK companies continue to use trade credit cautiously amid high finance costs, uneven demand, and cost pressures. Around 68% of B2B sales are made on credit, 16 percentage points above the Western European average, while most UK firms keep payment terms at about 30 days. Late payments affect around two-thirds of UK businesses and about 25% of invoiced B2B turnover, although Atradius says they are less severe than across Western Europe. The UK average DSO is lower than in Western Europe. Bad debts are up to 2% of B2B credit sales, mainly driven by customer insolvencies. Credit insurance plays a role in the UK, but Atradius says firms rely strongly on active credit management and use credit insurance less extensively than in Western Europe. To read Atradius’ news release, go to https://atradius.co.uk/knowledge-and-research/reports/b2b-payment-practices-trends-in-the-uk-2026.
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