The Association of British Insurers’ (ABI) report, ‘Small Business, Big Risk: Tackling SME Underinsurance’, finds that awareness of trade credit insurance is lowest among the smallest firms: 58% of sole traders and businesses with 1-9 employees say they have never heard of it, while familiarity is higher among larger SMEs (50–249 employees). Across the full survey sample, 33% of businesses say they have never heard of trade credit insurance. Take-up rises sharply with size: 2% of sole traders hold cover, compared with 9% of firms with 1-9 employees, 16% with 10-49 employees, and around 30% with 50+ employees. Where cover is in place, retention is strong: 89% expect to keep it next year and 85% would still renew after a 10% premium rise. To read the ABI’s report, go to https://www.abi.org.uk/globalassets/files/publications/public/gi/smallbusinessbigrisktacklingsmeunderinsurancejanuary2026.pdf.